Best Secured Prepaid Credit Cards
Get The Best Secured, Prepaid Credit Cards For People With Poor Credit Histories!
Apply For The Best Secured,Prepaid Credit Card Offers And Rebuild Your Credit Score!
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Get The Best Secured, Prepaid Credit Cards For People With Poor Credit Histories!
Apply For The Best Secured,Prepaid Credit Card Offers And Rebuild Your Credit Score!

Most people run into some degree of financial difficulty during their lives and the result is often a poor credit score on their credit report. This usually prevents them from being approved for a conventional credit card. For people trying to rebuild their credit history the only alternative is usually to select from among the best secured, prepaid credit cards provided by the various suppliers. The term secured credit cards is used interchangeably with prepaid credit cards.

How Do Secured, Prepaid Credit Card Offers Work?

There are very small differences in the details of how the various offers are structured but essentially they are all the same. The applicant must deposit a certain amount of money, usually between $500 and $5000, in a savings account with the pre paid credit card provider and the cardholder is allowed to charge items to his card up to the amount he has on deposit. There are virtually no rejected applications as long as the applicant can make the deposit. The cardholder must pledge the money in his savings account to the provider in the event that he defaults on his payments. The provider bills the holder of the secured credit card each month for the amount he has charged and the cardholder must pay the full balance each month to keep his account in good standing.

Debit cards only differ from pre paid credit cards in that, rather than the deposit being held as a term deposit, with a debit card the deposit is actually lodged in the card account itself and is reduced as purchases are made. The cardholder can only charge amounts up to the remaining balance in the account and the balance must be restored to the amount of the original deposit each month.

Examine All Of The Options!

Secured, pre paid credit cards for bad credit risks are the best way to go if this is your first bad credit credit card application or if you have had previous difficulties being approved for credit. They are also the best way for parents to provide a child with a college student credit card with the comfort that it cannot be abused. Instant processing of applications for pre paid credit cards is available from most of our online providers but before you submit any prepaid credit card applications make sure you read the fine print and are aware of any fees or penalties associated with the various offers. In addition to prepaid credit cards we also offer many conventional no annual fee credit cards and balance transfer credit cards so examine all of the options thoroughly.

Apply For Your Free Credit Report Today!

Almost all applicants will be approved for a secured credit card or because the cardholder's ability to charge purchases to the card account is limited to the current credit balance in his pledged savings account. Pre paid credit card applications are considered on a case-by-case basis. If you are unsure about the contents of your your credit rating it is best that you should obtain free credit reports online from our selected providers. Learn valuable information about your credit history and, if necessary, the best way to do credit repair.

Today's Tip For Identifying A Debt Problem!

Are debt collectors constantly calling you about your debts? Call a debt counselor from the Yellow Pages. He may be able to slow them down!

Secured and Prepaid Credit Cards Offers You Can Apply For Now Are Below!

The best secured credit cards and pre paid credit card offers you can apply for now can be found on the lower portion of this page. There are 15 offers listed, in no particular order.

Prepaid Credit Cards

Offer PP1 - Click here to apply for your First Vineyard MasterCard® Card


  • Receive cash back from your own spending
  • Receive cash compensation from the spending of anyone in your compensation tree.
  • Live debt free and receive compensation for your everyday spending.
  • Reload your card directly from your payroll or bank account
  • Powerful Online Account Management
  • Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
  • Card Accepted at 30 Million merchants & One Million ATM machines

    • Apply Now!

    First Vineyard

    Offer PP2 - Click here to apply for your New Millennium Bank Platinum Visa® or MasterCard®


  • No CREDIT CHECK
  • Approved REGARDLESS OF CREDIT HISTORY
  • Credit Limits UP TO $10,000*
  • Reports to ALL 3 BUREAUS
  • Get CASH AT OVER 740,000 ATMs
  • Emergency CASH TRANSFERS
  • Auto RENTAL INSURANCE
  • $100,000 TRAVEL ACCIDENT INSURANCE
  • Extended WARRANTY PROTECTION
  • Special HIGH INTRODUCTORY SAVINGS RATE

    • Apply Now!

    New Millennium Platinum Card (NMB)

    Offer PP3 - Click here to apply for your Wired Plastic™ Prepaid Visa® Card


  • No Upfront Payment Required – Receive your new Visa card in as little as 3 days
  • Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
  • Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
  • Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.
  • Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.

    • Apply Now!

    Wired Plastic

    Offer PP4 - Click here to apply for The BuyRIGHT Prepaid MasterCard®


  • Get cash at over 900,000 ATMs worldwide
  • Pay your bills online or over the phone
  • Eliminate payday hassles with free direct deposit
  • Accepted at millions of MasterCard locations worldwide
  • NO credit checks
  • NO employment verification
  • NO monthly or annual fees

    • Apply Now!

    BuyRight.Com

    Offer PP5 - Click here to apply for your AccountNow™ Vantage Debit MasterCard®


    Perfect alternative to a checking account!

  • Debit MasterCard®
    • Keep track of your monthly spending
    • Make purchases online & offline
    • NO need to carry cash
  • Free Direct Deposit - Save hundreds!
    • NO more check cashing fees
    • FDIC Insured Deposits up to $100,000

    • Apply Now!

    AccountNow Vantage Debit MasterCard

    Offer PP6 - Click here to apply for your All-Access® Visa® Prepaid Card


    Features and Benefits

  • 100% Approved – Anyone can apply
  • No upfront costs - and no minimum balance requirements.
  • No credit check - no credit or bad credit is okay
  • Load up to $5000 – Protect more of your money
  • FREE instant transfers - send money to other cardholders.
  • FREE account alerts - email or text messages on account activity.
  • FREE direct deposit - make payday faster and safer.
  • Online bill payments - pay bills to anyone at any time, online.
  • Extra cards - each account can have cards for family and friends.
  • Reloadable - load cash online or at retailers nationwide.

    • Apply Now!

    All Access® Visa® Prepaid Card

    Offer PP7 - Click here to apply for The Allow Card


    The Allow Card is a personalized prepaid MasterCard® that offers your child a real sense of financial independence. Here are some reasons why the Allow Card is great for your family:

  • No more last minute, running-out-the-door-I-gotta-have-it-now requests.
  • Parents can reload the Allow Card once a day, once a week, once a month, whenever - 24 hours a day, seven days a week.
  • Parents have 24-hour access to account details so you'll know exactly where the money is going with the ability to monitor spending habits.
  • Parents have more than 35 Parental Controls to work in concert with your children about money matters.
  • NO OVERDRAFT FEE'S, NO LATE FEE'S, NO INTEREST FEE'S
  • Best yet, we've included a series of educational financial lessons as part of the Allow Card experience for Free

    • Apply Now!

    Allow Card

    Offer PP8 - Click here to apply for your New Millennium Bank Secured Gold Visa® or Mastercard®


    New Millennium Bank has guaranteed your credit approval for up to $10,000* (with both cards) in secured credit! Build or rebuild your credit the SMART way with a NMB Gold secured credit card!

  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

    • Apply Now!

    * Terms and conditions apply

    New Millennium Bank Secured Gold

    Offer PP9 - Click here to apply for your VIP Advantage Visa® Debit Card


  • No Credit Checks
  • No Turndowns*
  • No Annual Fees
  • No Security Deposit
  • No Employment Required

    • No Credit? Bad Credit? Bankruptcy? No Problem!

    Apply Now!

    Debit Cards VIP Visa

    Offer PP10 - Click here to apply for your VUE Prepaid Visa® Debit Card


  • No Credit Checks
  • No Turndowns*
  • No Employment Required
  • No Security Deposit
  • No Annual Fees

    • Apply Now!

    Debit Cards Vue

    Offer PP11 - Click here to apply for your Platinum Benefit Group Prepaid MasterCard®


  • $2,500 Load Limit on Your Card!
  • Roadside Assistance
  • $500 Unsecured Credit Card Offer**
  • No Employment Required
  • No Security Deposit
  • No Credit Checks

    • Apply Now!

    Platinum Benefit

    Offer PP12 - Click here to apply for your Western Union® Prepaid MasterCard®


    Easy to get! Easy to use!
    The Western Union® Prepaid MasterCard®1is easy to get. No credit checks, no lengthy application, a non-refundable $9.95 Enrollment Fee for the card and you don’t even need a bank account.

  • Shop wherever MasterCard debit cards are accepted.
  • Access cash from participating ATMs2.
  • Reload cash on your card at any of our 47,000 participating
  • Western Union Agent locations in the U.S.
  • Directly deposit your paycheck3 on the card and we'll waive the $4.95 Monthly Account Maintenance Fee4!
  • Check your card balance online or over the phone.

    • Apply Now!

    Western Union® Prepaid MasterCard® Card

    Offer PP13 - Click here to apply for your PrivaCash® Prepaid Debit MasterCard®


    Shop Online With Cash, Not Your Credit Card!

  • Use From Any PC Without Leaving Tracks!
  • Issued Istantly - No Additional Forms to Complete!
  • Reloadable at 35,000 Locations!
  • 100% Virtual... No Bill Is Mailed!
  • Everyone Qualifies!*

    • Apply Now!

    PrivaCash® prepaid debit MasterCard®

    Offer PP14 - Click here to apply for your Eufora™ MasterCard® Card - The Income Opportunity Card™


  • Guaranteed Approval†
  • No Credit Check
  • $5,000 Maximum Card Balance
  • Cash Rewards Program
  • Auto Sweepstakes
  • 5 Ways to Load Funds
  • MasterCard® Benefits

    • Apply Today!

    Eufora Associate (1 Creative 3 levels)

    Offer PP15 - Click here to apply for your ElitePlus Prepaid MasterCard® Card


    Benefits

  • No More Check Cashing Locations.
  • Stop losing your Income ($$).
  • Toll-Free Phone Support.
  • Online and Offline Access.
  • Take your card from Job-to-Job.
  • Direct Deposit from your Employer.
  • Low cost fees.
  • Store your Money Safely.
  • Easy to Purchase (POS).
  • 24/7 ATM Access to Funds.
  • No Credit Check or Bank Account Required
  • No Security Deposits
  • No Employment Verification
  • Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
  • Pay your bills over the phone
  • Eliminate check-writing hassles
  • Avoid late-payment fees
  • Save postage costs and time
  • The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
  • 24 X 7 On-Line Account Access

    • Apply Now!

    ElitePlus Prepaid MasterCard® Card


    Prepaid Credit Cards
    Credit Cards For Bad Credit
    College Student Credit Cards
    Balance Transfer Credit Cards
    Business Credit Cards
    Cash Back Credit Cards
    Airline Miles Credit Cards
    Travel Rewards Credit Cards
    Other Rewards Credit Cards
    No Annual Fee Credit Cards
    Free Credit Reports



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