Balance Transfer Credit Cards
Apply Online For The Best Low APR Balance Transfer Credit Cards
Get a Balance Transfer Credit Card To Consolidate Credit Card Debt!
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Apply Online For The Best Low APR Balance Transfer Credit Cards
Get a Balance Transfer Credit Card To Consolidate Credit Card Debt!

Shopping for the best low interest rate balance transfer credit cards can be confusing. There are so many alternatives online it is difficult to know which to choose so we have simplified your search by recommending only the best balance transfer credit card offers for credit card consolidation with the lowest annual interest rate charges available.

What Do I Look For In A Credit Card?

The primary consideration in choosing a credit card with a balance transfer feature is to select the one with the best low interest rate and no transfer fee. Also, check out the discount and rewards programs available with the balance transfer credit card deals. Submit an instant approval online application for free Visa, Mastercard, Discover or American Express balance transfer credit card deals and use this website to find offers to consolidate credit card debt with:

  • the better low annual interest rates,
  • no annual fee, and
  • rewards, discount and cashback programs.
    If there is an offer available with a fair, fixed APR with a quick turnaround application, that also should be consolidated into your consideration.

    Get Your Free Credit Report!

    Any applicant will be approved or disapproved for the best credit card offers with low interest rates with balance transfers based on their credit card history and debt load. If you are in any doubt about your credit free credit scores are available from one of our selected online providers. Find out what lenders will learn about your credit history and, if necessary, how to do credit repair. Then apply below for the card with a low percentage interest rate and no charge for transferring an outstanding account balance from another company charging a higher persent rate for credit card consolidation.

    Examine Other Options!

    We also many offer many debit cards, credit card for small business offers and other credit cards with travel rewards that have low or even 0% interest charges on outstanding account balances so examine all of the credit card consolidation options thoroughly.

    Today's Tip For Indentifying A Debt Problem!

    Do you often need a payday loan to make it until the next time you get paid? Get off that slippery slope!

    The Best Balance Transfer Credit Card Offers You Can Apply For Now Are Below!

    The best low interest balance transfer credit cards offers with no transfer fees you can apply for now are below. There are 38 credit card consolidation offers organized by supplier into 6 sections as follows:

  • Section 1 - Advanta - 1 offer
  • Section 2 - Bank of America - 11 offers
  • Section 3 - Chase - 7 offers
  • Section 4 - Citibank - 7 offers
  • Section 5 - Discover - 6 offers
  • Section 6 - Pulaski Bank - 6 offers.

    Balance Transfer Credit Cards

    SECTION 1 - ADVANTA BALANCE TRANSFER OFFERS (1):

    Offer Ad1 - Click here to apply for your Advanta Life-of-Balance Platinum Card


  • 2.99% Fixed APR for Life on balances transferred within 3 months
  • Choice of 6% Cash Back or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • $0 Fraud Liability
  • Personalized card -- your company name on the top of the card

    • Apply Now!

    Advanta Life-of-Balance Platinum Card

    SECTION 2 - BANK OF AMERICA BALANCE TRANSFER OFFERS (11):

    Offer BA1 - Click here to apply for your Bank of America Rewards™ American Express® Card


  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Get Double Points on dining and travel purchases through January 1, 2007§
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Earn one point for every net retail purchase dollar§
  • Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Card issued by FIA Card Services, NA.

    • Apply Now!

    Bank of America Rewards™ American Express® Card

    Offer BA2 - Click here to apply for your Bank of America Visa Signature® WorldPoints™ Rewards Card


  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
  • Absolute Fraud protection
  • Card issued by FIA Card Services, NA.

    • Apply Now!

    Bank of America Visa Signature® with WorldPointsTM

    Offer BA3 - Click here to apply for your Bank of America World MasterCard® with WorldPoints™


  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConciergeSM service, a unique personal assistance service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

    • Apply Now!

    Bank of America World MasterCard® with WorldPointsTM

    Offer BA4 - Click here to apply for your Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card


  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

    • Apply Now!

    Bank of America® WorldPoints® Platinum Plus® MasterCard®

    Offer BA5 - Click here to apply for your Efectiva™ Platinum Plus® Visa® Card from Bank of America.


  • Earn points towards cash back
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
  • Earn 5 bonus points with your first purchase
  • Bilingual communications and services in English or Spanish
  • No annual fee
  • Card issued by FIA Card Services, N.A.

    • Apply Now!

    Efectiva™ Platinum Plus® Visa®

    Offer BA6 - Click here to apply for your Financial Rewards® Visa® Platinum Plus® Card from Bank of America.


  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
  • Card issued by FIA Card Services, NA.

    • Apply Now!

    Financial Rewards® Visa® Platinum Plus® Card

    Offer BA7 - Click here to apply for your Make-A-Wish® Platinum Visa® Card from Bank of America.


  • A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card.
  • No annual fee
  • No fees for balance transfers
  • Card issued by FIA Card Services, N.A.

    • Apply Now!

    *See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions

    Make-A-Wish® Visa® Platinum

    Offer BA8 - Click here to apply for your Bank of America MilesEdge® Card


  • Whether you are a frequent flier or a leisure traveler - the MilesEdge card is for you.
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
  • Earn 1 point for every $1 in purchases
  • Earn points toward worldwide travel and related rewards beginning at 10,000 points - airline travel w/ no blackout dates, admission to theme parks and attractions, hotel stays, car rental, retail, dining and entertainment certificates and more
  • Receive 1,000 bonus points after your first purchase
  • Card issued by FIA Card Services, N.A.

    • Apply Now!

    MilesEdge® Card

    Offer BA9 - Click here to apply for your Money Return® Visa® Platinum Plus® from Bank of America.


  • Get back 10% of your yearly interest charges
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
  • No annual fee
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

    • Apply Now!

    Money Return Visa® Platinum Plus®

    Offer BA10 - Click here to apply for your Bank of America® Platinum Plus® Visa® Card


  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months.
  • No annual fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

    • Apply Now!

    Platinum Plus® Visa® Card

    Offer BA11 - Click here to apply for your TripRewards® MasterCard® Credit Card from Bank of America.


  • 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
  • Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
  • No Annual Fee
  • 24-hour Online Access
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A.

    • Apply Now!

    *See website for complete terms and conditions of card usage and application disclosure.*Terms and Conditions

    TripRewards® MasterCard® Credit Card

    SECTION 3 - CHASE BALANCE TRANSFER OFFERS (7):

    Offer Ch1 - Click here to apply for your The Chase Business Rebate Card


  • 0% APR for up to 12 Months* on purchases and balance transfers
  • No Annual Fee
  • 3% Cash Back for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
  • 1% Cash Back on all other purchases

    • Apply Now!

    Chase Business Rebate Card

    Offer Ch2 - Click here to apply for your Chase Flexible Rewards Platinum Visa® Card


  • 0% Introductory APR* for up to 12 months on all purchases and balance transfers.
  • No Annual Fee
  • Earn 1 point for every dollar spent
  • Redeem for airline tickets, hotel stays, or car rental

    • Apply Now and Start Earning Points!

    Chase Flexible Rewards Platinum Visa®

    Offer Ch3 - Click here to apply for your Chase Free Cash RewardsSM Visa® Card


  • Intro 0% Fixed APR for up to 12 months on all purchases and balance transfers
  • No Annual Fee
  • 1,000 Bonus pts after first purchase
  • Earn 1 point for every dollar in purchases
  • $25 check or a $25 gift card/certificate from participating merchants for every 2,500 points earned

    • Apply Now!

    Chase Free Cash RewardsSM Visa® Card

    Offer Ch4 - Click here to apply for your Chase Platinum Visa® Business Card


  • APR for up to 12 months on purchases and balance transfers
  • No Annual Fee
  • Free Online Reporting
  • Platinum business benefits
  • Visa business partner advantage

    • Apply Now!

    Chase Platinum Visa® Business Card

    Offer Ch5 - Click here to apply for your Chase Travel Plus Platinum Visa®


  • 0% Introductory APR on purchases and balance transfers for up to 12 months
  • Low annual fee of $29
  • 1 mile for every dollar in purchases
  • Redeem miles for flights, hotel stays, car rentals, cruises and other travel related items
  • Choose from over 250 airlines without restrictions

    • Click here to apply now!

    Chase Travel Plus Platinum Visa®

    Offer Ch6 - Click here to apply for your Continental Airlines Business MasterCard® from Chase


  • 7.99% Fixed APR for 6 Months on purchases and balance transfers
  • 15,000 Bonus Miles after first purchase
  • Double miles on Continental tickets purchased directly from Continental
  • Double miles at participating restaurants
  • One mile for every dollar
  • No expiration or limit to miles
  • 5% discount on all published Continental fares purchased at continental.com for one year
  • Redeem for travel rewards

    • Apply Now!

    Continental Airlines Business MasterCard® from Chase

    Offer Ch7 - Click here to apply for your Chase Subaru® Platinum MasterCard®


  • 0% Introductory APR on purchases and balance transfers for up to 6 months
  • No annual fee
  • 3% Rewards on all purchases (up to $500/yr)
  • Redeem for Subaru merchandise and services

    • Apply Now!

    Subaru® Platinum MasterCard®

    SECTION 4 - CITIBANK BALANCE TRANSFER OFFERS (7):

    Offer CB1 - Click here to apply for your Citi PremierPassSM Card


  • 5,000 bonus points after your first purchase is made within 60 days of account opening
  • No annual fee
  • Low APR on balance transfers for 12 months
  • Earn 1 Flight Point for every 3 miles you fly on any airline— or anyone else whose ticket you buy with the card.
    See the points add up4
  • Earn 1 Purchase Point for all purchases4
  • ThankYou Network®

    • Apply Now!

    Citi PremierPass(SM) Card

    Offer CB2 - Click here to apply for your Citi® Diamond Preferred® Card


    Apply now and start saving with:

  • 0% APR* on balance transfers and purchases for 12 months
    • The 0% APR does not apply to cash advances
    • The 0% APR may increase if you default under any Card Agreement with us or fail to make payments to another creditor when due
    • Your payments will be applied to low APR balances before higher ones
  • No annual fee

    • With this card comes the added protection of:

  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management

    • Apply now - it's in your best interest!

    Citi® Diamond Preferred® Card

    Offer CB3 - Click here to apply for your Citi® Dividend Platinum Select® Card


    Apply now and start saving with:

  • 0% APR on balance transfers for 12 months.*
  • Earn 2% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable, plus 1% on all other purchases§
  • Earn Cash Back on qualifying balance transfers and eligible cash advances.
  • Earn unlimited cash back by shopping within the Citi Bonus Cash Center?
  • No annual fee

    • With this card comes the added protection of:

    • Citi® Identity Theft Solutions
    • $0 liability on unauthorized purchases
    • Secure, free online account management

      • Apply Now!

      Citi® Dividend Platinum Select® Card

      Offer CB4 - Click here to apply for your Citi® Platinum Select® Card


      Apply now and start saving with:

      • 0% APR* on balance transfers and purchases for 12 months
        • The 0% APR does not apply to cash advances
        • The 0% APR may increase if you default under any Card Agreement with us or fail to make payments to another creditor when due
        • Your payments will be applied to low APR balances before higher ones
      • No annual fee

      With this card comes the added protection of:

      • Citi Identity Theft Solutions
      • $0 Liability on unauthorized purchases
      • Secure, free online account management

      Apply now---it's in your best interest!

      Citi® Platinum Select® Card

      Offer CB5 - Click here to apply for your Citi® ProfessionalSM Card


    • No Fee Rewards Program
    • 3 ThankYou Points® for every dollar you spend at restaurants, gas stations, auto rentals, and certain office supply merchants**
    • 0% APR on balance transfers for 9 months*
      The 0% APR on balance transfers does not apply to purchase or cash advances. The 0% APR may increase if you default under any Card Agreement you have with us or fail to make a payment to another creditor when due. We apply your payments to low APR balances before higher APR balances.
    • Special offer: $100 Gift Card after your first purchase
      10,000 bonus ThankYou Points can be redeemed for $100 gift card.

      • Apply Now!

      Citi® Professional(sm) Card

      Offer CB6 - Click here to apply for your Citi® Upromise® Card


      #1 Rewards Card for College Savings as rated by CNN/Money

    • 0% APR on balance transfers for 12 months*
    • No annual fee
    • 10% College savings when you buy any of 7,000+ items at participating Upromise grocery and drug stores*
    • 2% College savings on eligible gas purchases at Exxon and Mobil locations*
    • 1% College savings everywhere you shop**

      • Apply Now!

      Citi® Upromise® Platinum Select® MasterCard®

      Offer CB7 - Click here to apply for your CitiBusiness® Card with ThankYou Network®


    • 0% APR on balance transfers for 12 months
      • The 0% APR on balance transfers does not apply to purchases or cash advances.
      • The 0% APR may increase if you default under any Card Agreement with us or fail to make payments to another creditor when due.
      • We apply your payments to low APR balances before higher APR balances.
    • No annual fee
    • $100 gift card after your first purchase
      • 10,000 bonus ThankYou Points can be redeemed for $100 gift card
    • 3 ThankYou Points for every dollar you spend on eligible business purchases
    • Quarterly and annual account summaries
    • Free additional cards for employees with credit limits you set
    • Balance transfer fee applies with this offer - see site for details

      • Plus, enjoy all of the benefits and services you’ve come to expect from Citi®

    • Fraud Early Warning
    • Travel accident insurance
    • Retail purchase protection
    • Citi® Identity Theft Solutions

      • Apply Now!

      CitiBusiness® Card with ThankYou Network(SM)

      SECTION 5 - DISCOVER CARD BALANCE TRANFER OFFERS (6):

      Offer Di1 - Click here to apply for your Discover® Open Road Card


    • 0% Intro APR* for Purchases and Balance Transfers for 12 months
    • Full 5% Cashback Bonus® on gas and auto maintenance purchases*
    • Up to 1% Cashback Bonus on all other purchases automatically*
    • Unlimited cash rewards that never expire
    • No Annual Fee
    • $0 Fraud Liability Guarantee
    • Easiest online Account management options
    • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

      • Apply Now!

      Discover® Gas Card

      Offer Di2 - Click here to apply for your Discover® More Card - American Flag


    • 0% Intro APR* for Purchases and Balance Transfers for 12 months
    • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
    • Up to 1% Cashback Bonus on all other purchases automatically*
    • Unlimited cash rewards that never expire
    • $0 Fraud Liability Guarantee
    • Easiest online Account management options
    • No Annual Fee
    • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

      • Apply Now!

      Discover® Platinum American Flag Card

      Offer Di3 - Click here to apply for your Discover® More Card


    • 0% Intro APR* for Purchases and Balance Transfers for 12 months
    • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
    • Up to 1% Cashback Bonus on all other purchases automatically*
    • Unlimited cash rewards that never expire
    • $0 Fraud Liability Guarantee
    • Easiest online Account management options
    • No Annual Fee
    • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

      • Apply Now!

      Discover® Platinum Card

      Offer Di4 - Click here to apply for your Discover® More Card - Clear


    • 0% Intro APR* for Purchases and Balance Transfers for 12 months
    • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
    • Up to 1% Cashback Bonus on all other purchases automatically*
    • Unlimited cash rewards that never expire
    • $0 Fraud Liability Guarantee
    • Easiest online Account management options
    • No Annual Fee
    • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

      • Apply Now!

      Discover® Platinum Clear Card

      Offer Di5 - Click here to apply for your Discover® More Card - Sealife Collection


    • 0% Intro APR* for Purchases and Balance Transfers for 12 months
    • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
    • Up to 1% Cashback Bonus on all other purchases automatically*
    • Unlimited cash rewards that never expire
    • $0 Fraud Liability Guarantee
    • Easiest online Account management options
    • No Annual Fee
    • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

      • Apply Now!

      Discover® Platinum Sealife Card

      Offer Di6 - Click here to apply for your Discover® More Card - Wildlife Collection


    • 0% Intro APR* for Purchases and Balance Transfers for 12 months
    • 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*
    • Up to 1% Cashback Bonus on all other purchases automatically*
    • Unlimited cash rewards that never expire
    • $0 Fraud Liability Guarantee
    • Easiest online Account management options
    • No Annual Fee
    • DOUBLE your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

      • Apply Now!

      Discover® Platinum Wildlife Card

      SECTION 6 - PULASKI BANK BALANCE TRANSFER OFFERS (2):

      Offer Pu1 - Click here to apply for your Pulaski Bank MasterCard® or VISA®


    • 7.99% APR
    • 0.0% Introductory APR on all balance transfers
    • Fixed low rate.
    • Best Credit Card Rate in the Country
    • No Fee balance transfers

      • Apply Now!

      Pulaski Bank MasterCard/Visa

      Offer Pu2 - Click here to apply for your Pulaski Bank Visa Gold Card


    • 9.50% APR
    • Low Rate
    • No Annual Fee
    • 0% Balance Transfers

      Apply Now!

      Pulaski Bank Gold Visa


    Prepaid Credit Cards
    Credit Cards For Bad Credit
    College Student Credit Cards
    Balance Transfer Credit Cards
    Business Credit Cards
    Cash Back Credit Cards
    Airline Miles Credit Cards
    Travel Rewards Credit Cards
    Other Rewards Credit Cards
    No Annual Fee Credit Cards
    Free Credit Reports



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