Check your credit bureau report and take control of your credit rating

A credit bureau report is usually issued when businesses or lenders request the credit history and credit score on potential customers. Fortunately, a credit bureau report is also released for personal review upon eligibility or request.

A credit bureau report lists your personal information such as, credit history, late payments, debt defaults, Social Security number, addresses, employment history, judgements, tax liens and bankruptcies. All of this adds up to your entire credit score which gives creditors an idea an your credit worthiness.

You can apply for a copy of your credit bureau report by written request with the following information: your full name (including Jr, Sr, II), social security number, copy of your utility or some other bill, copy of your driver’s licence, current and previous addresses within the last five years, date of birth, your current employer (if employed), signature, and telephone number (home).

A credit bureau report can also be obtained online with a wide range of payments packages and credit report options. A credit bureau report can allow you to take control of your credit rating and effectively manage your credit worthiness.

Please visit our free credit reports section for additional information.

About The Author:

Kristen McCarthy is a successful author and regular contributor to http://www.1st-free-credit-report.com. A one-stop resource for free online credit reports, agency issues and information on your personal business credit report.